Folks Home LoansLaTrena Folks
NMLS #891464

Legal

Licensing & disclosures

You are entitled to verify who you are working with. Here is everything you need to do that.

Loan originator

  • Name: LaTrena Folks
  • Title: Loan Officer
  • NMLS ID: 869254
  • Licensed in: Texas, New Mexico

Sponsoring lender

Verify us

Licensing information for every mortgage company and loan originator in the country is public. Look us up at NMLS Consumer Access — and look up anyone else you are considering while you are there.

Required disclosures

LaTrena Folks, Loan Officer, NMLS #869254, originates loans through Edge Home Finance, LLC, Company NMLS #891464.

Texas Consumer Complaint & Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

What this site collects

No personal contact information, ever. There is no contact form on this website, and your name, phone number and email address are never requested, captured, stored or shared. When you text or email, you are using your own device and writing directly to LaTrena.

No cookies are set and no analytics are used. The mortgage calculator runs entirely in your browser; the figures you enter are never transmitted.

One page carries an embedded calendar of upcoming sessions, hosted by Google. It does not load with the page: nothing contacts Google until you press the button to open it, and no cookies are set before then. Opening it shares your IP address with Google under their terms. The calendar is read-only — it shows sessions and collects nothing.

Once you choose to begin an application, your information is handled under Edge Home Finance, LLC's privacy policy.

Equal Housing Opportunity

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, age, marital status, or because income derives in whole or in part from a public assistance program.

Not a commitment to lend

Nothing on this website is an offer or commitment to lend. All loans are subject to credit approval, income and asset verification, property appraisal, title review and program guidelines. Rates, terms, programs and availability are subject to change without notice. Payment examples and calculator results are estimates only and do not include all applicable costs.